工伤保险补偿和民事侵权赔偿关系读书报告.doc

工伤保险补偿和民事侵权赔偿关系读书报告

4200字

摘　要
工伤事故救济发展至今，主要形成了三种方式:民事损害赔偿、商业保险、工伤保险。尤其是民事损害赔偿与工伤保险补偿己成为最基本的救济方式，在两者并存时如何处理的问题，关系到用人单位和劳动者双方的切身利益。由于我国法律对如何处理两者之间的关系并未做出一般性的规定，甚至相关规定之间也存在一些矛盾。本文主要对我国工伤保险补偿和民事侵权赔偿作简要的介绍，同时对工伤保险责任与民事侵权责任两种不同的责任方式产生的原因及两者之间的关系进行阐明，同时介绍各国在对工伤保险责任与民事侵权责任并存时所选择的不同的处理模式，总结利弊。

关键词：工伤 工伤保险 民事侵权赔偿
ABSTRACT
Employment injury accident relief development up to now, there are main three ways: civil damage compensation, the commercial insurance, work injury insurance. Especially civil damages compensation and work injury insurance has become the most basic relief way, problems in how to deal with the two co-exist, related to the vital interests of both employers and workers. Because our laws on how to approach the relationship between the general did not make provisions, and even there are some contradictions between the relevant regulations. This paper focuses on our work injury insurance compensation and tort damages for a brief introduction, the relationship between cause and responsibility for both the two injury insurance and tort liability arising from the different responsibilities between the way be clarified, also introduced in the countries of injury when the insurance liability and tort liability coexist chosen different processing modes, summarize the pros and cons.
Key words: Employment injury; Employment injury insurance; Civil tort compensation